Deeds Online: Making Real Estate Title Transfers More Efficient and Convenient

Buying or selling a property can be both exciting and confusing, especially if you’re doing it for the very first time and you’re not entirely sure of what to expect, let alone feeling a bit in the dark about all the terminology bandied about by your real estate agent. You just want to buy or sell a property and you’re baffled as anything about what the words “deed” and “title” really mean. “They’re the same thing aren’t they?” you might ask. “After all, a car has a title, and you can just buy and sell that outright, true?”

Yes, it’s true that your car has a title, which proves it’s yours and you own it. However, real estate is handled a bit differently, because you’re not just purchasing a house or structure, you are also purchasing the land the house is built on. Because the laws surrounding property purchase are therefore more complicated than just the laws surrounding motor vehicles, often times, the assistance of an attorney is necessary to handle the drafting of deeds, which are documents that essentially tell the county government that one person (or persons or entity) is transferring their property title interest to another person or entity.

In short, the title is proof of ownership, but the deed is the legal documentation that allows the transfer to take place. Even if a house is willed to you, a deed still has to be drawn up in order for the transfer to take place, because the government must have such documentation.

“It’s no wonder people consult attorneys. This is complicated.” 

It is true that this process can seem complicated enough to just let an attorney handle everything if you’re feeling overwhelmed by the whole process. However, it can also be extraordinarily empowering, financially and otherwise, to say nothing of efficient and convenient, to draw up the deeds online yourself.

Yes, you can create deeds online yourself. And as long as you know the very basic deed terminology, or perhaps ask your real estate agent about which deed is needed, you can go online and fill out the requisite information for whichever deed you need.

For example, Joe wants to sell his land to Allison, who has the funds in place and loves the property. Joe doesn’t want to spend money on an attorney, whose fees for deed creation are a bit steep. Plus, even though he’ll be getting money from the sale, he wants naturally wants to save as much of his money as possible. So Joe looks into finding out how to create the property deed online for himself, and finds a website that will guide him through the info-gathering and the actual deed creation, which is all online.

He creates a warranty deed (the most common type of deed) and has everything in order, including making sure he has all his property taxes paid, ensuring a clean title, and takes the deed to a notary public and signs it to make it legally binding.

Not only did Joe just save money, he saved a lot of time by using online deed creation, which cost him a fraction of what he would have paid an attorney. Eliminating the expensive legal middlemen can not only save time, but keep the impact on your wallet to a minimum.